Are you starting a webshop and want to sell online in Belgium?
Then you want your customers to be able to pay easily and securely – via Bancontact, credit cards or other popular methods. Here you can find out which payment methods are most commonly used in Belgium, which payment providers can help you with this, and what's happening in the world of online payments.
Which online payment methods are popular in Belgium?
Which payment provider suits your situation?
More information about Bancontact and Payconiq
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As a new online store, you want one thing above all else: to make it easy for your customers to pay. The payment methods you offer depend on your target audience, your products, and where your customers are located.
In Belgium, Bancontact is by far the most popular payment method. But customers often expect more. Think of Payconiq, credit cards, Apple Pay, PayPal, and even Buy Now Pay Later via providers such as Klarna. The latter option is particularly interesting in sectors such as fashion or electronics, because customers want to see if something fits or works first.
Do you sell to business customers (B2B)? Then bank transfers or invoice payments are often the standard. Solutions such as Klarna Business can play a role here.
For international sales, you also need to take local preferences into account. In the Netherlands, iDEAL is important, while in Germany, SEPA direct debit and Sofort are popular. Worldwide, credit cards and PayPal are almost indispensable.
In short: choose a mix that suits your customers. Most Belgian payment providers offer ready-made solutions that allow you to get started quickly and remain flexible.
If you start a webshop in Belgium, you can't ignore Bancontact. It's the way most Belgians pay online – trusted, secure and directly through their own banking environment. Customers recognise it immediately, and you, as a business owner, receive instant confirmation of payment.
Why is Bancontact so popular? For you as a business owner, the costs are relatively low and fixed, and payments are guaranteed — no hassle with chargebacks like with credit cards or PayPal.
Bancontact is easy to add via a payment provider or via your bank in an e-commerce package. Almost all payment providers operating in Belgium support Bancontact — handy if you want to go live quickly. See which providers offer Bancontact here.
Good to know: Bancontact works closely with Payconiq and will connect to the European payment platform Wero in the future. What exactly does this mean for Belgian entrepreneurs? Read on to find out.
Want to add Bancontact, credit cards, Payconiq, or Apple Pay to your online store? No worries: it doesn't have to be complicated. Most payment providers make it easy to integrate multiple payment methods at once.
The simplest option: plugins (or extensions). These are available for popular platforms such as WooCommerce, Shopify, Magento, and osCommerce. Just install, configure, and you're often up and running in no time.
Do you use your own webshop or do you work with customised solutions? Then you can also integrate via an API link. This is a little more technical, but it does give you a lot of flexibility. Most providers will help you with this step by step.
Another commonly used option is a hosted payment page. You redirect the customer from your site to a secure payment page provided by the provider, or you integrate that page via an i-frame. Secure and professional.
Finally, you can also offer multiple payment options via a payment link. This is ideal for payments via email or WhatsApp — your customer simply chooses their preferred method on a secure page.
In Belgium, there are several payment providers that can help you receive online payments. Think of well-known names such as Mollie, Worldline, and Multisafepay. They handle the technical processing of payments via Bancontact, Payconiq, credit card, Apple Pay, and more—but they are certainly not all the same.
There are significant differences between these providers. Consider transaction fees, connection fees, the range of payment methods, but also things such as integration options, customer service, and how quickly you get paid.
Curious to find out which provider suits your webshop best? View the overview of payment providers active in Belgium here. Or – even easier – use ourhandy provider selector to quickly discover which provider best suits your needs.
The fairest question is actually: who is the best payment provider for you? Just like choosing a new car, there is no single "best" option. The right choice depends on what you need—your online store, your customers, your budget, and your plans.
Do you only sell in Belgium, or are you also targeting the Netherlands, France, or other countries? Do you want to be able to call someone from support at any time, or is an email system sufficient for you? And: does the payment provider also need to be able to link to your accounting software?
One entrepreneur is mainly looking for low costs, while another wants fast service or values a wide range of local payment methods such as Bancontact, Payconiq, or Buy Now Pay Later. So it has to be right in terms of price, product, service, and ease of use.
To make it easy for you, we have created aProvider Selector This allows you to quickly see which payment provider(s) suit your situation best. Would you prefer personal contact or a customized quote? One click and it's done.
When you're just starting out with online sales, you want everything to work smoothly. However, it's also wise to keep up with what's going on in the Belgian payment world. Consider, for example, the collaboration between Bancontact and Payconiq, the arrival of new European initiatives such as Wero, and the evolution towards faster and more personalized payment experiences.
Changes such as PSD3, stricter rules on fraud prevention, and the growth of Buy Now Pay Later also deserve attention—especially if your webshop is growing or wants to start selling internationally.
Fortunately, you don't have to keep track of all the developments yourself. In our Knowledge Center, we explain everything clearly and without technical jargon. With concrete examples, tips, and insights that are truly useful to you.
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