in3

in3 is a Dutch payment method that allows customers to pay for their purchases in three instalments, without interest or BKR registration. Easily discover which PSPs support in3 and use the free Provider Selector to find the best payment provider for your webshop or checkout.

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Make it easy for yourself: quickly find the right payment provider to offer in3 in your checkout.

in3 is an instalment payment method developed in the Netherlands. Customers can pay their purchase amount in three equal instalments, without interest and without a credit check. The first instalment is paid immediately during the purchase, the second and third follow automatically after 30 and 60 days respectively. For online shops, this means that they receive the full amount within 15 days, while customers benefit from ease of payment and flexibility.

During checkout, the customer selects in3. The system immediately performs a brief credit check. If approved, the customer pays the first instalment via iDEAL, and the remaining instalments are automatically collected. For you as a business owner, little changes: you receive the full amount quickly in your account, without any risk of non-payment. in3 takes care of the collection process and customer communication.

The costs for offering in3 vary per Payment Service Provider (PSP). On average, the costs are around 3.99% of the purchase amount, plus a fixed fee. These rates may vary per PSP and transaction volume. Customers do not pay any additional costs; the use of in3 is completely interest-free. Use thefree provider selector to compare Payment Service Providers and in3 rates.

In3 is available through various Payment Service Providers (PSPs) that offer easy integration. If you use platforms such as Shopify, WooCommerce or Magento, you can usually activate the in3 payment method via a PSP plugin. After activation, in3 will appear as a payment option in your checkout. The customer pays the first instalment via iDEAL, so a familiar payment experience is maintained.

in3 is supported by virtually all leading Payment Service Providers in the Netherlands. These include parties such asMollie, MultiSafepay andPayYou can usually activate in3 directly via the dashboard of your PSP.

Want to be sure which provider best suits your needs and integration? Then start thefree provider selectorIn just a few clicks, it shows you which PSPs support in3 and which ones are best suited to your webshop or business. You can request customised quotes immediately – not only for in3, but also for payment methods such as iDEAL, Bancontact, Apple Pay, Klarna and credit cards. This makes it easy to compare costs and make the right choice.

Advantages

Higher conversion and order value
Customers can make instalment payments without interest, which lowers barriers and increases the average order value.
No risk of non-payment
As an entrepreneur, you will receive the full amount, regardless of whether the customer pays their second and third instalments.
Socially responsible alternative
in3 does not earn money from fines or interest and is therefore more customer-friendly than traditional post-payment options.
Familiar iDEAL flow for first payment
The first payment is made via iDEAL, which inspires confidence among Dutch customers.

Disadvantages

Only available to Dutch consumers
Foreign customers cannot use in3. Only customers with a Dutch bank account are eligible.
Not suitable for digital products or services
in3 is limited to physical goods within certain product categories.
Relatively high transaction fees for merchants
Transaction fees (a percentage of the purchase amount) are considerably higher than with iDEAL, but this is offset by a higher conversion rate.

Would you like to accept in3 as a payment method in your webshop or checkout? Choose the Payment Service Provider that best suits your business.

It makes sense that you want to combine in3 with other popular methods for maximum payment convenience and conversion. Decide which ones you need for your target group and target markets. On our platform, you will find detailed information about, among other thingsiDEAL, PayPal, Bancontact andApple PayAre you active in specific countries? Then take a look at all the frequently usedPayment methods per country or learn more about differente-commerce markets and discover more about online payment behaviour.

This payment method is part of the categoryBuy Now Pay Later, where you can also read more about alternatives such asKlarna andRiverty.

Yes, your webshop must be active in the Netherlands and aimed at Dutch consumers with a Dutch IBAN account.

Transactions via in3 are processed and paid out in euros (EUR).

No, in3 only supports one-off transactions. Recurring payments are not possible.

Yes, you can activate in3 in your Shopify checkout via payment service providers such as Mollie or PAY. Would you like to know which PSPs offer in3 as a payment method? Please checkin3 Payment Service Providers orstart the free provider selector to immediately find the best PSP for your checkout with in3 as a payment method and a Shopify plugin.

Yes, plugins are available through payment providers, among others.Mollie andPay. to integrate in3 into WooCommerce.
Would you like to know which PSPs in3 offer as payment methods? Then take a look atin3 Payment Service Providers orstart the free provider selector to immediately find the best PSP for your checkout with in3 as a payment method and a WooCommerce or Wordpress plugin.

The risk lies with in3; as an entrepreneur, you always receive the full amount. in3 takes care of the collection process.

For consumers, it ranges between €50 and €5,000. Different limits apply to business transactions.

It's very simple! You answer a few short questions about your online store: which payment methods you need, in which countries you sell and which integration you use (such as WooCommerce, Shopify or an API). Our smart tool compares all payment providers and shows you which ones best match your needs. You can then compare the providers, contact them or request a quote directly.

Go to the Provider Selector

Yes, really! No hidden costs, no small print. We help you find the right payment provider for free. You save time and money by finding the best match right away, without any strings attached.

Use the free Provider Selector

Yes, you can! Once you have found the best payment providers for your online store, you can contact them directly. Ask questions, request a quote or get a demo of their system. This way, you can quickly and easily make the best choice.

Go to the Provider Selector

Because it saves you a lot of time and effort! We have done all the legwork and listed all payment providers in a clear overview. No more hassle of combing through dozens of websites or comparing prices – we take care of that for you. This way, you can quickly find the best payment provider, without any hassle.

Go to the Provider Selector

We offer a wide range of payment providers, from well-known names such as Mollie, Stripe, Adyen and Worldpay to lesser-known Payment Service Providers or specialised providers (for direct debits or post-payment solutions, for example). Whether you have a small webshop or are a large international player, our Provider Selector will find the best options for your situation.

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in3

Would you like to accept in3?

What is in3?

How does in3 work as a payment method for webshops?

How much does a payment via in3 cost?

How do you integrate in3 into your checkout?

Which Payment Service Providers support in3?

What are the advantages and disadvantages of in3?

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Frequently asked questions about in3

Do I need a local entity to offer in3?

In which currency are transactions processed and paid out?

Is in3 suitable for recurring payments or subscriptions?

Is in3 supported on Shopify?

Is in3 supported on WooCommerce or WordPress?

What happens if a customer fails to make a payment?

What is the minimum and maximum order amount for in3?

How exactly does the Provider Selector work?

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