Payment Providers in North America

It's very simple! You answer a few short questions about your online store: which payment methods you need, in which countries you sell and which integration you use (such as WooCommerce, Shopify or an API). Our smart tool compares all payment providers and shows you which ones best match your needs. You can then compare the providers, contact them or request a quote directly.

Go to the Provider Selector

Yes, really! No hidden costs, no small print. We help you find the right payment provider for free. You save time and money by finding the best match right away, without any strings attached.

Use the free Provider Selector

Because it saves you a lot of time and effort! We have done all the legwork and listed all payment providers in a clear overview. No more hassle of combing through dozens of websites or comparing prices – we take care of that for you. This way, you can quickly find the best payment provider, without any hassle.

Go to the Provider Selector

We offer a wide range of payment providers, from well-known names such as Mollie, Stripe, Adyen and Worldpay to lesser-known Payment Service Providers or specialised providers (for direct debits or post-payment solutions, for example). Whether you have a small webshop or are a large international player, our Provider Selector will find the best options for your situation.

Go to Provider Selector

No stress! Our Provider Selector also helps you choose the right payment methods. Based on your target audience and sales countries, we show you which payment options are most commonly used. This way, you can be sure that your customers can easily pay for their purchases.

Go to the Provider Selector

Yes, you can! Once you have found the best payment providers for your online store, you can contact them directly. Ask questions, request a quote or get a demo of their system. This way, you can quickly and easily make the best choice.

Go to the Provider Selector

No problem! Our Provider Selector also helps entrepreneurs who want to switch. Perhaps you are looking for better rates, new payment methods or faster payouts. With our tool, you can discover whether there is a better option for your online shop.

Use the free Provider Selector

In short, a payment provider is an intermediary that processes payments between your webshop and your customer. They ensure secure and fast processing of online payments. With a payment provider, your online shoppers can easily pay with iDEAL, credit card or PayPal. Most webshops and websites use a payment provider to offer different payment methods and to process payments.

As an entrepreneur, you want to arrange payments quickly and easily. But linking directly to banks and payment methods such as iDEAL or credit cards? That's technically complicated and full of rules. This is where a payment provider comes in. They arrange the connections with banks, ensure secure transactions and take the hassle out of your hands. No separate contracts with each payment method, no technical headaches. Just one place where everything comes together. Whether you run a webshop or offer services, a payment provider ensures that customers can pay effortlessly. And you? You have time left over to grow your business.

Read more in this article 'Why do you need a payment provider as an entrepreneur?'

The costs vary per provider and per payment method. In addition to the costs for using a particular payment method, you will usually always pay a fixed transaction fee (processing fee). For the iDEAL payment method, you often pay between €0.29 and €0.35 per transaction. Credit card payments usually cost between 1.8% and 2.9% of the purchase amount. For PayPal payments, you can easily pay 2.5%-3.5%. In addition to a payment method fee, most providers also charge a fixed transaction fee and sometimes connection or monthly costs. It is wise to compare the different rates carefully. Choose what suits your expected turnover and number of transactions, but don't focus solely on the costs. The number of payment methods, speed of payouts, accessibility and available, useful integrations (such as a link to your accounting package) are also important factors to consider. Use thefree provider selector to quickly compare providers and request quotes.

Yes, you can. Some merchants combine payment providers to get the best rates or offer more payment methods. For example, you can use Mollie for iDEAL and credit cards, and Klarna separately for Buy Now Pay Later. Some e-commerce platforms, such as Shopify and WooCommerce, make it easy to integrate multiple payment providers.

Compare costs, payment methods, integration options, customer service and payout terms. Choose a provider that suits your target audience, turnover and ambitions. Use thefree provider selector to compare payment providers and request quotes super fast.

The most popular online payment methods in the Netherlands are iDEAL, credit card (Visa, Mastercard, American Express), PayPal and Buy Now Pay Later (Klarna, Afterpay). Apple Pay and Google Pay are also becoming increasingly popular, but mainly on mobile phones and tablets. In Belgium, Bancontact is a popular payment method. International customers often pay by credit card or PayPal. The more options you offer, the more likely it is that customers will be able to choose their preferred method. If you want to find out which international and local payment methods are best to offer in each country, go to 'payment methods per country'.

Quick links for your convenience:

• populaire online betaalmethoden in Nederland

• populaire online betaalmethoden in België

• populaire online betaalmethoden in Duitsland

iDEAL is the most commonly used payment method in the Netherlands. Credit cards (MasterCard, VISA, American Express), PayPal and Buy Now Pay Later (e.g. Klarna) are also important for higher conversion rates. Apple Pay and Google Pay are growing in popularity, especially among mobile users. Read more about the 'popular online payment methods in the United Kingdom'.

The costs vary per provider and per payment method. For the iDEAL payment method, you often pay between €0.29 and €0.35 per transaction. Credit card payments usually cost between 1.8% and 2.9% of the purchase amount. For PayPal payments, you can easily pay 2.5%-3.5%. In addition to a payment method fee, most providers also charge a fixed transaction fee and sometimes connection or monthly costs. It is wise to compare the different rates carefully. Choose what suits your expected turnover and number of transactions, but don't focus solely on the costs. The number of payment methods, speed of payouts, accessibility of customer service and available, useful integrations (such as a link to your accounting package) are also important factors to consider. Use thefree provider selector to quickly compare providers and request quotes.

Buy Now Pay Later (via Klarna, Afterpay or Riverty) offers customers the option to receive the product first and pay later (in instalments). This lowers barriers and can increase conversion. As a business owner, you are usually paid immediately, but the transaction fees are higher than for iDeal or credit card payments, for example. The use of a post-payment method such as Klarna or Riverty is particularly popular for higher purchase amounts and clothing webshops.

Apple Pay is Apple's digital wallet, allowing customers to pay easily and securely using their iPhone, iPad or Mac. Before customers can use Apple Pay, they must add a digital version of their debit or credit card to the Apple Pay wallet. Consumers can use Apple Pay to pay in shops and restaurants, as well as for online purchases. Paying with Apple Pay speeds up the checkout process and increases conversion rates for online purchases on mobile devices. Many payment service providers, such as Mollie and Stripe, support Apple Pay as a payment method. With a single contract and easy webshop integration, you can accept Apple Pay alongside other payment methods such as iDeal, credit cards and Klarna.

Discover more:

• Wat is Apple Pay precies en hoe werkt het precies?

• Hoe accepteer ik Apple Pay betalingen in mijn webshop?

• Apple Pay Payment Service Providers

SEPA direct debit, credit cards and debit cards (MasterCard and VISA), and PayPal work well for recurring payments. The customer pays the first time, after which your payment provider can ensure that the money is collected or charged to the debit card or credit card. Payment providers such as Mollie, Buckaroo, Adyen and Stripe offer these payment solutions. Compare and choose the payment provider that suits you best with thefree provider selector.

Yes! You can accept cryptocurrency payments in your online shop using providers such as BitPay or Coinbase Commerce. These payment service providers make it easy to process Bitcoin, Ethereum and other cryptocurrencies. Crypto payments are fast, secure and work internationally, making them an excellent option for global businesses.

However, there are a few things to keep in mind. The value of cryptocurrency can fluctuate significantly, which means that the amount you receive today may be worth more or less tomorrow. In addition, although crypto is gaining popularity, not all customers trust or use it yet.

If you want to offer crypto as a payment option, choose a provider that allows direct conversion to stable currencies such as USD or EUR to minimise risk.

Quick links:

• Vind snel een Crypto Payment Service Provider met onze gratis keuzehulp

Integrating a payment provider is easy if you use popular webshop software. Many providers have developed a plug-in that allows you to easily link your webshop to the provider's payment platform. Do you work with WooCommerce, Shopify or Mijnwebwinkel, for example? Just install the plug-in, adjust the settings and you'll be up and running within a few hours.*

Is there no plugin available, or do you have a customised webshop and specific requirements for the checkout? Then you probably need aAPI connectionrequired, which your IT department or a web developer will need to implement. This takes a little longer and may cost more, but gives you maximum control over your customers' checkout and payment experience.

* Technical integration alone is not enough. You also need an approved account with the payment provider of your choice. Read more about this under the heading 'Connection'.

Good news: if you have a webshop on a platform such as Shopify, WooCommerce or Wix, you can integrate most payment providers yourself with a ready-made plugin. No code required! Do you have a custom website or do you want a completely customised payment process? Then you will probably need a developer to create an API link. In short, it depends on your webshop and desired payment process.

Note: in our Provider Selector, we take your situation into account and only match you with payment providers that support a plugin for your specific shop software. In addition to a selection of plugins, each payment provider also offers an API with the necessary support for your IT specialist or web developer to quickly create a payment link.

Think of a plugin as a power strip: you plug it in and it works! Perfect for e-commerce platforms such as Shopify and WooCommerce, because you don't need any technical knowledge. An API, on the other hand, is more like loose wires that you have to connect yourself – more flexible, but you usually need a developer to do it. Some webshop software only works with plugins and payment providers certified by them. This limits your choice of payment provider. Other e-commerce packages, such as Magento, allow you to connect via an API in addition to a plugin. Almost every payment provider supports API integration, so you have plenty of choice. Whether you integrate via a plugin or API therefore depends on your chosen webshop software, the flexibility you want in the payment checkout, and your technical know-how and budget.

With ourProvider Selector you can quickly find out which payment providers support a plugin for your specific e-commerce software.

If you use Magento, you don't have to build everything yourself. Well-known payment providers such as Mollie, Stripe, PayPal, Adyen and Klarna all have a ready-made plugin. No complicated code required. You can easily install the plugin via the Magento Marketplace or the provider's website. Then set up and test your payment methods, and you're ready to receive payments. This is super handy if you want to get started quickly without a complicated API connection. Always check that the plugin is compatible with your version of Magento, and you're good to go. If you want to know which payment providers have a Magento plugin and are a good fit for your business, use ourfree provider selector. Easy and fast.

If you use Woocommerce, you don't have to build everything yourself. Well-known payment providers such as Mollie, Stripe, PayPal, Adyen and Klarna all have a ready-made plugin. No complicated code required. You can easily install the plugin via the Woocommerce app market or the provider's website. Then set up and test your payment methods, and you're ready to receive payments. This is super handy if you want to get started quickly without a complicated API connection. Always check that the plugin is compatible with your Woocommerce version, and you're good to go. If you want to know which payment providers have a Woocommerce plugin and really suit your business, use ourfree provider selector. Easy and fast.

Fortunately, if you use Shopify, you don't have to build everything yourself. Well-known payment providers such as Mollie, Stripe and PayPal all have ready-made plugins. No complicated code required. You can easily install the plugin via the Shopify Marketplace or the provider's website. Then set up and test your payment methods, and you're ready to receive payments. Super handy if you want to get started quickly without a complicated API connection. Always check that the plugin is compatible with your Shopify version, and you're good to go. If you want to know which payment providers have a Shopify plugin and are suitable for your business, use ourfree provider selector. Easy and fast.

Would you like to receive payments in your webshop? Then you basically go through three steps. First, you choose a payment provider and create an account or start a contract request. You then go through a mandatory screening – a check on your company and identity. The speed at which the screening takes place varies per payment provider and per company. Once everything has been approved, you integrate the payment provider into your webshop: via a plugin (for WooCommerce, Shopify, etc.) or via an API if you need customisation. Test a payment and your webshop is ready to accept payments.

Choose your payment provider with ourfree provider selector.

Because payment providers are required to prevent fraud and money laundering. This is called 'Know Your Business' (KYC) and is a legal obligation. Payment providers check your company details, the identity of the owner(s) and often your website or products. This may take some time, but once everything is in order, you will be able to receive payments quickly. Some payment providers, such as Mollie and Stripe, have developed a digital 'onboarding' process that makes the screening process easier and faster.

That depends on the payment provider and your business situation. The acceptance procedure often takes a few days or a few weeks, but in some cases it can take longer or shorter. You will usually need to provide some information, such as your Chamber of Commerce registration, UBO information and proof of identity. Some providers approve everything very quickly, while others take their time and perform additional checks, for example on your webshop or products. If your webshop offers digital products or subscriptions, for example, it may take longer. Don't worry, as long as you provide everything correctly, you will often be ready to receive payments within a few days. With providers such as Mollie and Stripe, you can accept payments immediately under certain restrictions (including selected payment methods and a cap on turnover). However, you must complete all checks before the provider pays this turnover into your account.

That depends on the payment provider. Each provider has its own acceptance policy regarding what you can and cannot sell. Some products or services are assessed more strictly. Illegal items are obviously a no-go, but sectors with a high risk of fraud or money laundering – such as gambling sites, CBD products or ticket sales – are often less likely to be accepted, or only with additional conditions.

Do you have a new business or low turnover? Then they will look at you more critically. Are you unsure whether your product or service will be accepted? Ask the payment provider. Most will quickly let you know whether you have a good chance of being accepted. Some providers ask you to go through an application and screening procedure before they make a decision.

Use thefree provider selector to find suitable payment providers and get in touch with them with just one click.